MORTGAGES

TheOglethorpe Bank Mortgage Department has Home Loans. Just bring in the required documents and we'll look at a loan for you.

Documents needed to apply:

• W-2 forms for the past two years
• Pay stubs for the last full month
• Bank statements for the last two months
• Fees for credit report and appraisal
• Tax returns if self-employed or commissioned

Mortgage Loans:

• The Mortgage Term
• Fixed Rate Loans
• Conventional Loans
• FHA Loans
• Instant Answer
• Buying a "fixer-upper" or remodeling your present home
• Construction-Perm Loan

Oglethorpe Bank is committed to assisting you with your real estate purchase, whether it is your first home or your third piece of investment property. Working with you to make it happen, removing the hassles, and insuring your new purchase is a pleasurable experience is our primary goal. We take pride in tailoring financing to fit our customer's needs!

• Conventional Fixed Rate Mortgage
  • Fixed rate mortgages fully amortize over a predetermined period of time.
  • Fixed rate mortgages are available for the purchase of refinancing of a home.
• Federal Housing Administration (FHA) Insured Loans
  • The Department of Housing and Urban Development makes loans available for the purchase and refinancing of homes through the Federal Housing Administration (FHA) and lenders like Oglethorpe Bank.
  • Loans are available with a very loan down payment provided the borrower qualifies.