Telephone Banking
Call Anytime... Day or Night... 24 Hours A Day
7 Days a Week... Weekends & Holidays Too!
- Checking & Savings Account Balance Information
- Cleared Checks & Deposit Information
- Transfer Funds between Accounts
- Transfer Funds for Loan Payments
- Loan Payment Information
- IRA & CD Account Information
- Bank Locations & Hours
Free of Charge
Online Banking
Now you can enjoy the convenience of around the clock banking from
the comfort of your own home. With online banking you can:
- Access your account information
- Process transactions
- Pay your bills electronically
- Generate an account statement
- Get the latest information on products and services
It's Safe... Easy...
and Convenient...
Our website lets you bank online with confidence. We utilize state-of-the-art
technology to ensure the complete privacy and security of your account
information and transactions. There's no special software required.
Our online banking system interfaces with many popular accounting
programs.
Go Online Today.
Find out for yourself how beneficial online banking can be.
Click HERE
Or call (912) 264-1339 for more information.
Bill Pay
- Most Innovative Convenience Based Service Since the ATM
- Schedule Payments Up to 60 Days in Advance
- Less Expensive than Buying Checks, Stamps and Envelopes… REMEMBER:
cost of stamps is going up…up…up.
- Avoid Unintentional Late Fees
- Simplified Statement Reconcilement
Safe Deposit Boxes
| Annual Rent |
| 3 X 10 |
$30.00 |
| 5 X 10 |
$50.00 |
| 10 x 10 |
$75.00 |
| Lost Key |
$20.00 |
| Drill Box |
$100.00 |
Night Depository:
Call Customer Service at (912)
264-1339 for more information
Direct Deposit
- SAFE . . . prevents loss
or theft of check
- CONVENIENT . . . your
check goes directly to your checking or savings account.
- Easy Sign-up …call (912)
264-1339 for information.
Payroll, Retirement, or
Social Security Checks
Wire Transfers
Customers may transfer funds between banks…between cities… between
states…and even between countries. *Restrictions may apply.
- Incoming (Non customer:) $10.00
- All outgoing: $20.00
- Foreign Wire (Extra Charge): $45.00
Call Customer Service
at (912) 264-1339 for more information.
Automatic Loan Payments
- Loan payments may be set-up to automatically deduct from checking
or savings account (Subject to approval).
- Free of charge to customers
Call Loan Department at
(912) 264-1339 for information.
Automatic Transfers
- Transfers may be set-up to automatically take place on a weekly,
bi-weekly, monthly, or quarterly basis.
- To help your Savings grow - Set-up a transfer to automatically
deduct from your Checking account into your Savings account.
- Free of charge to customers
Call Customer Service
Dept. at (912) 264-1339 for more information.
Traveler's Checks
Checks For Customers On the GO!
| Traveler's Checks Rates |
| Single signature per $100 |
$1.00 |
| Two signatures per $100 |
$2.00 |
Cashier's Checks / Money Orders
- Cashier's Checks in any dollar amount . . . . . . . . . .$5.00
- Money Orders $0.00 to $1,000.00 . . . . . . . . . .$3.00
Cashier Checks and Money
Orders may be purchased at any Teller window at either location.
Stop Payments
Stop payments may be placed on checks or electronic drafts. There
is a $30.00 fee for stop payments.
Contact the Bookkeeping
Department at (912) 264-1339 for more information.
Bank By Mail
Bank Deposits and Payments may be mail directly to the following
address:
- 3344 Cypress Mill Road
Brunswick, GA 31525
Special bank Envelopes are available
for this service.
Call (912) 264-1339 for more information.
Collections
Some checks and/or drafts may need to be sent for collections.
There is a $10.00 fee for Incoming and Outgoing Collections. The
clearing of Collection items may take up to 3 weeks.
For more information contact
the Main Office at (912) 264-1339.
Fee Schedule - Services
| Product |
Fee |
| Safe Deposit Box Rental
- Sizes:
- 3" X 10"
- 5" X 10"
- "10 X 10"
|
Annual Fee:
$30.00
$50.00
$75.00 |
Replace Lost Key:
|
$20.00 |
Drill Box
|
$100.00 |
| Other Services |
| NSF |
$35.00 |
| Checks paid in overdraft |
$35.00 |
| Stop Payments |
$30.00 |
| Outgoing Wires |
$20.00 |
| Incoming Wires |
$10.00 |
| International Outgoing Wires |
$45.00 |
| International Incoming Wires |
$45.00 |
| Returned Deposit Item |
$5.00 |
| Collection Fees |
$10.00
plus any external charges |
| Dormant Fees |
$5.00 per month
($60 per year) |
| Official Checks |
$5.00 |
| Money Orders |
$3.00 |
| Travelers Checks (dual party) |
1/2% of total purchase price |
| Copies (non-researched) |
$1.00 |
| Account Research |
$20.00 per hour |
| Per page copied |
$2.00 |
| Early Closure of an account (within 90 days) |
$20.00 |
| Replace ATM Card |
$5.00 |
|
